No further comments on Question #2 will be accepted. I am still receiving comments on Question #2 — they will not be posted. I have replied to some of you privately, to the others — please know that your comment will not be posted. Please review Question #3 and its response and you are welcome to respond to that question, I am simply not posting any further comments to #2 question.

I stated on the top of Question #2 that no further responses would be posted to this question as Question #3 and response has now been posted. There were 3 comments that came in after I posted this information on Question #2 — please understand that your comments have not been posted. If you wish to review your comment and if appropriate re-send to Question #3, I will be happy to add your comment. Thank you.